Women & Investing

Women and Investing

Unique Challenges Require Creative Solutions

Investing for retirement can be a challenge for anyone, but women, in particular, face many unique challenges when it comes to building a proper nest egg. Consider the following:

Women typically work fewer years than men.  The average woman spends 12 of her working years outside the workforce caring for children and/or elderly parents. Women are also more likely to work part-time. (Women’s Institute for a Secure Retirement, 2008)

Women live longer than men. At age 65, average life expectancy is nearly 20 years for American women and just over 17 years for men. Thirty percent of all women and almost 20 percent of men age 65 can expect to reach 90 (Social Security Administration, 2010)

This combination of pay inequities, reduced time in the workforce, and greater life expectancy means that many women find themselves behind the eight ball when it comes to their finances.

Many investors find that utilizing the services of an investment professional can alleviate the burden of selecting specific investments and managing the day-to-day decisions involved in maintaining a successful portfolio.

When selecting your investment professional, it’s important to seek out a qualified and experienced person who places your needs first and who shares your values when it comes to investing.  We are here to help.  Let’s talk.